SEPA XML generator

Create SEPA Payment Files Without Building XML by Hand

Bring payment instructions together from Xero or CSV, review the batch and download a SEPA credit transfer file for upload to your banking portal.

What is a SEPA payment file?

A SEPA payment file is an XML document containing one or more euro credit transfer instructions. It can include the payer account, recipient details, amounts and references in a structured format for a bank portal to process.

Parolla prepares this instruction file. It does not independently execute transfers, hold funds or replace your bank's approval controls.

Supported ways to create a file

Xero bills

Select approved supplier bills and build a payment batch.

Xero batches

Use one or more payment batches already prepared in Xero.

CSV data

Upload the documented seven-column CSV format from a spreadsheet or another system.

Pricing for occasional and regular use

Occasional Payments costs €3.50 + VAT per payment file with no monthly subscription. Regular Payments costs €15 + VAT per subscribed company per month, includes three files, and costs €1 + VAT for each additional file. Every file can contain unlimited payment lines.

Read the getting-started guide or compare the plans in detail.

Create your next payment instruction file

Register, add a company and import payment data from Xero or CSV.

Create an account